Newsmatics General Terms and Conditions

Version dated September 30, 2025.

Welcome to Newsmatics Inc., (the “Company”, “Our”, or “We/Us”), an independent privately held company incorporated in the State of Delaware with offices in Washington, DC. For information about how to contact Newsmatics, please visit Our contact page [Ref. 1].

The Company and its affiliates offer services (“Services”) through a variety of web pages and sites (“web sites”). These General Terms and Conditions (“Terms”) apply to all Company Services. The Company operates multiple web sites and provides numerous Services. These Terms apply to all web sites and Services. Specific web sites and Services may have supplemental terms and conditions contained in a supplemental service agreement for that Service (“Service Agreement”). The Service Agreement for each Service or web site expressly incorporates these Terms. In the event of conflict between these Terms and any Service Agreement, any conflicting provision in the Service Agreement will take precedence. By using Our Services or visiting any of Our web sites, you (“You”, “Your”, or “User”) expressly consent to be bound by these Terms, and any applicable Service Agreement, across all Services. If You continue to browse or use this web site or that of any Company Services You are agreeing to be bound by these Terms in addition to all specific terms and conditions applicable to each specific Service.

You agree that by using Our Services or visiting Our web sites You have read, understand, and agree to be bound by these Terms and any applicable Service Agreement, including but not limited to Our Acceptable Use Policy [Ref. 2] (“AUP”), Editorial Guidelines [Ref. 3] (“Guidelines”), DMCA Policy [Ref. 4], and Privacy Policy [Ref. 5]. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS, AND THOSE CONTAINED IN OUR SERVICE AGREEMENTS, AUP, GUIDELINES, DMCA POLICY, PRIVACY POLICY, AND ANY OTHER AGREEMENTS ADOPTED BY US FROM TIME TO TIME (“OUR AGREEMENTS”) YOU MUST IMMEDIATELY DISCONTINUE USE. YOUR CONTINUED USE CONSTITUTES YOUR EXPRESS CONSENT TO OUR AGREEMENTS AND CONSTITUTES YOUR IRREVOCABLE EXPRESS WAIVER OF ALL RIGHTS TO OBJECT TO THEM.

AMENDMENT: These Terms and any applicable Service Agreement cannot be amended except by a document in writing identifying the specific terms or conditions to be changed and signed by a Company responsible officer on Company letterhead. Employees of Company are not responsible officers. No oral representation, electronic mail exchange, nor course of conduct shall amend any of these Terms or Service Agreement or be interpreted to be an amendment of these Terms or Service Agreement.

1. Using Our Services

A. The Services are intended for users who are at least eighteen (18) years of age. All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use Our Services. If You are a minor, You must have Your parent or guardian read and agree to these Terms and Service Agreements prior to You using Our Services. Your parent or guardian will be bound by these Terms and Service Agreements and liable for Your violations and any damages You incur, if any. Minors are prohibited from accessing Our Services or web sites without parental or guardian permission and supervision.

B. Don’t misuse Our Services. For example, don’t interfere with Our Services or try to access them using a method other than the interface and the instructions We provide. You may use Our Services only as permitted by law. We may suspend or stop providing Our Services to You if You do not comply with Our Terms or policies or if We are investigating suspected misconduct. You will be liable for any costs or expenses We incur as a result of Your misuse of the Services or violation of any of these Terms or Service Agreements, and agree to reimburse Us for all costs and expenses including but not limited to reasonable attorneys’ fees and costs.

C. We may send You service announcements, administrative messages, and other information. You may not opt out of notices amending these Terms, Your use of the Service, and any  modifications or amendments to the Service Agreements. If You refuse to receive these communications, We may terminate Your Services and access without cause and without advance notice. You will be bound by all amendments to Our Terms and Service Agreements even if You opt out of amendment notices or fail to review them.

D. You may opt out of marketing communications whether those of Company or third parties. While We will attempt to honor all requests to opt out of these marketing communications, We will not be liable to You for any failure to honor Your opt-out requests. To the extent that We are required to honor your opt-out requests by applicable law, We will do so.

E. Some of Our Services are available on mobile devices. Do not use such Services in a way that distracts you and prevents you from obeying traffic or safety laws. We are not responsible for any damages or expenses incurred by You or third parties by Your use or mis-use of the Services.

2. Registration and Use of Services

A. Establishing an Account

To access some of Our Services You will need to establish an account (“Account”). The basic Account, which is free of charge, permits basic access only to free Services. Some Services, such as EIN Presswire, require that You establish a separate specific Account before You can use each Service. Some Services require payment to access or use certain features. You are bound by these Terms and Service Agreements regardless of whether You have free access or pay for specific Services (“Paid Account”).

B. Basic Rules for All Accounts

You may create Your own Account or be assigned an Account by an administrator, such as Your employer or educational institution. Whether creating a personal Account for Yourself, creating one for an employer or third party, or using an Account a third party created for You, You agree to provide Company with complete and and accurate contact information and warrant that all other information You provide is complete and accurate. You agree to immediately correct any inaccurate or incomplete information provided on Your behalf. Your submission of false or misleading registration information, or reliance on the false or misleading information provided by others, constitutes a breach of these Terms permitting (but not requiring) Us to terminate Your Account and Services access. Failure to provide complete and accurate information, or reliance on or use of incomplete or inaccurate information provided by others, may result in Your liability to Us for damages or expenses caused by such failure or reliance. You agree to be liable for any false or misleading information You provide, or permit anyone to provide on Your behalf, agree to reimburse Us for all costs, including attorneys’ fees, hold Us harmless, and indemnify Us for all first-party and third-party costs and expenses, including reasonable attorneys’ fees, related to Your provision or use of, or Our reliance on Your, false or misleading information.

C. Basic Rules for Paid Accounts

Services that require a fee for usage or access will set forth the charges levied for those Services. If You create a Paid Account you warrant that all billing information is complete and accurate and that You are authorized to use the payment methods You provide. Establishment of a Paid Account does not constitute a subscription, continuing account holder relationship, membership, or similar arrangement but is simply the payment to Company for the purchase of specific Services. Company may terminate provision of Services, Your Account, or Your Paid Account, either individually or collectively, without liability at any time in its sole discretion.

The Company reserves the right to modify its fees and charges for any or all Services, and to introduce new charges, at any time. Modified or new charges will apply from and after amendment or creation. The Company may provide notification of modified or new charges either, in its sole discretion, by posting to its web sites or Service portal, or by notification immediately prior to the time You authorize payment. If You do not agree to pay any charges as presented, You must decline or refuse the Services prior to authorizing charges and use.

D. Account Security

You are responsible for Your Account security. To protect Your Account, keep Your login credentials confidential. You are responsible for the activity that happens on or through Your Account. You will be liable to Us for any activity that takes place on Your Account, regardless of whether such activity was authorized by You. If using a password, try not to reuse Your password on third-party applications. If You learn of any unauthorized use of Your password or Your Account, please contact us [Ref. 1].

E. User Representations and Warranties

By using our Services or accessing our web sites, You represent and warrant that: (1) all registration information You submit is true, accurate, current, and complete; (2) You will maintain the accuracy of such information and promptly update such registration information as necessary; (3) You have the legal capacity to agree to these Terms and agree to comply with them; (4) You are not under the age of 18; (5) You are not a minor in the jurisdiction in which You reside, or if a minor, You have received parental permission to use the Services and access the web sites; (6) You will not access the Services or web sites through automated or non-human means, whether through a bot, script, or otherwise; (7) you will not use the Services or web sites for any illegal or unauthorized purpose; and (8) your use of the Services and web sites will not violate any applicable law or regulation.

F. Termination for False Statements

If you provide any information that is untrue, inaccurate, not current, or incomplete, We have the right to suspend or terminate your Account, remove any content you provided (including press releases); and refuse any and all current or future use of the Services and web sites (or any portion thereof). We reserve the right to refund or retain, in our sole discretion, any amounts You paid to Us under such circumstances.

G. Privacy Policy

Your use of Our Services and web sites is governed by Our Privacy Policy located here [Ref. 5] and incorporated herein for all purposes.

H. Acceptable Use Policy (“AUP”)

Your use of Our Services is also governed by Our Acceptable Use Policy (“AUP”) located here [Ref. 2] and incorporated herein for all purposes.

I. Support

We do not offer support but may do so at our sole discretion. All support requests shall constitute Feedback, as discussed below. If We provide support such service will require separate documentation and agreement with Us.

J. Taxes

You are responsible for paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with Your activity in connection with Our Services, web sites, and Company Materials.

3. Prohibited activities

A. Generally

You may not access or use Company Services or web sites for any purpose other than that for which We make them available.

B. Other Prohibited Activities

You specifically agree not to (i) systematically retrieve data or other content to create or compile, directly or indirectly, a collection, compilation, database, or directory without advance written permission from Us; (ii) trick, defraud, or mislead Us and other users; (iii) attempt to learn sensitive Account information such as user passwords; (iv) circumvent, disable, or otherwise interfere with security-related features, including features that prevent or restrict the use or copying of any Company Materials or third-party content or enforce limitations on the use of the Services, web sites, or content therein; (v) disparage, tarnish, or otherwise harm, in Our sole opinion, Us and/or Our Services or web sites; (vi) use any information obtained from the Services or web sites to harass, abuse, or harm another person; (vii) make improper use of any support services we may provide, submit false reviews or complaints to third-party services, or submit false reports of abuse or misconduct; (viii) use Our Services or web sites in a manner inconsistent with any applicable laws or regulations; (ix) engage in unauthorized framing of or linking to Our Services, web sites, or Company Materials; (x) upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, engage in the excessive use of capital letters and spamming (continuous posting of repetitive text), or other activity that interferes with any party’s uninterrupted use and enjoyment of Our Services or web sites; (xi) engage in any conduct that modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of Our Services or web sites; (xii) engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools; (xiii) delete copyright or other proprietary rights notices; (xiv) attempt to impersonate another user or person or use the username of another user; (xv) upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices, including but not limited to “spyware” or “passive collection mechanisms;” (xvi) interfere with, disrupt, or create an undue burden on Our Services or web sites or network connections to either; (xvii) harass, annoy, intimidate, or threaten any of Our officers, directors, employees, subcontractors, channel partners, or agents; (xviii) bypass or attempt to bypass any security measures or other mechanisms designed to prevent or restrict access; (xix) copy or adapt the software or any code in or used by the Services or web sites; (xx) except as permitted by applicable law, and only upon advance written notice to us, decipher, decompile, disassemble, or reverse engineer any of the software used by the Services or web sites; (xxi) except for standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services or web sites, or uses or launches any unauthorized script or other software; (xxii) use a buying agent or purchasing agent to create or use a Paid Account or make any purchases from or through Our Services or web sites; (xxiii) make any unauthorized use of Our Services or web sites, including but not limited to collecting usernames and/or email addresses of users by any means for any purpose, or creating Accounts by automated means or under false pretenses; (xxiv) use the Services or web sites to compete with Us, provide or support comparative advertising with a competing service, and/or otherwise for any revenue-generating endeavor; (xxv) attempt to or use Our Services or web sites to advertise or offer to sell goods and services except as part of authorized press release distribution or other permitted content formats explicitly permitted under and offered through Our Services; (xxvi) sell or otherwise transfer your Account or Paid Account; and/or (xxvii) scrape data from our web sites or Services. Unsolicited advertising, spam, or unauthorized commercial activity is prohibited. In the event You engage in any prohibited activity, or activity substantially similar to a prohibited activity, You consent to our filing suit, obtaining injunctive relief, recovering damages, and recovering reasonable attorneys’ fee We incur as a result of your activity and/or our enforcement of our rights.

4. Availability and Modification of Services and Web Sites

A. Availability

Services and web sites are available on a commercially reasonable basis. We are not responsible for any service delays caused by third parties or any events beyond Our control.

B. Modifications

We reserve the right to add or remove functionalities or features and/or suspend, stop, or terminate one or more Services or web sites altogether, at any time and without prior notice. We also reserve the right to change, modify, or remove any content on Our web sites or submitted to Us at any time or for any reason at Our sole discretion without notice. We have no obligation to update any information on Our Site. We will not be liable to You or any third party for any modification, price change, suspension, or discontinuance of a Service, web site, or content on our web sites or Services.

We may also stop providing Services to You or add or create new limits to Our Services at any time without prior notice. We are not responsible or liable to you or any third party for any costs, expenses, or inconvenience resulting from our such modification or termination of Company Services or web sites.

C. Interruptions

We cannot guarantee the Services or web sites will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Services or web sites, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify Our Services or web sites at any time or for any reason without notice to you. You agree that We have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services or web sites during any downtime or discontinuance. Nothing in these Terms obligates Us to maintain and support the Services or web sites or to supply any corrections, updates, or releases in connection therewith.

D. Termination

We reserve the right to terminate Services to You or terminate Your access to any websites at any time, without prior notice, and with no liability to you. You may stop using Our Services or web sites, and cancel any Accounts You have with us, at any time, although We will be sorry to see you go.

E. Results

We do not guarantee or warrant that any of Our Services or web sites render any result, and You agree to rely on Our Services and web sites at your sole risk and expense. For press releases or other materials that you submit to Our Services, including but not limited to EIN Presswire, We cannot and do not guarantee search engine ranking results, specific placement or media usage of your press releases. Should you have concerns related to the performance of any of Our Services or web sites, or Your press release, please contact us [Ref. 1].

F. Accuracy of Third-Party Content

We do not guarantee the accuracy or completeness of any third-party content that appears on Our Services or is published through Our web sites. Legal and financial responsibility for the accuracy and completeness of third-party content shall solely be that of such third parties, and you agree to hold Us harmless for any costs or damages You or others suffer by relying on third-party content.

G. Services Provided by Third Parties

Press releases and other Services We provide rely on the actions and timing of third parties. Examples include press release distribution through channel partners and third-party web sites. These third parties may have their own rules, regulations, and policies, and may reject any non-compliant messages or press releases. You agree to be solely responsible for complying with any third-party rules, regulations, or policies. We cannot predict or guarantee that third parties will distribute content or the timing of any distribution and are not liable for third-party rejection or delay. Third parties may reject any content You submit and may request that We remove Your content. You expressly agree to hold Us harmless for any rejections or delays attributable to third parties in whole or in part.

H. Modification of Terms

We reserve the right, in Our sole discretion, to make changes or modifications to these Terms and Service Agreements from time to time. These Terms, and the most recent version of them, are prominently displayed in a tab at the bottom of our web sites. We will alert you about any changes by updating the “Last updated” date of these Terms, located at the end of these Terms, and you waive any right to receive specific individual notice of each such change. It is Your responsibility to regularly check applicable Terms when you use Our Services or web sites so that you are aware of updates and understand which Terms apply to Your use. You will be deemed to have accepted any changed Terms each time You access Our web pages or use Our Services, and Your access to Your Account shall be deemed to be affirmative acceptance of the Terms in effect at that time. You will be subject to changes in any revised Terms by your continued use of Company Services or web sites after the date such revised Terms are posted.

5. Management of Services and Web Sites

We reserve the right, but not the obligation, in Our sole discretion and without limitation, prior notice, or liability, to: (i) monitor the Services, web sites, and Your use of them for violations of these Terms; (ii) take appropriate legal action against anyone who, in Our sole discretion, violates the law or these Terms, including without limitation, reporting such user to law enforcement authorities; (iii) refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) of your access to the Services or web sites and remove any content you may have submitted or provided; (iv) remove from Our Services or web sites or otherwise disable all files and content that are excessive in size or are in any way burdensome to Our systems; and/or (v) otherwise manage Our Services and web sites in a manner designed to protect Our rights and property and ensure the proper functioning of Our Services and web sites.

6. Specific Forms of Access

A. Corporate Use

If You are using Our Services on behalf of a business, You warrant that You have authorization to use Our Services by such business, Your use binds that business to these Terms, and the business certifies that it accepts these Terms. If You establish a personal account but use it for one or more businesses then You and each such business are bound by these Terms and agree to be jointly and severally liable hereunder. Such business will hold harmless and indemnify Company and its affiliates, officers, agents, and employees from any claim, suit, or action, either first party or third party, arising from or related to the use of Our Services or violation of these Terms or Service Agreements, including any liability or expense arising from claims, losses, damages, suits, judgments, litigation cost, and reasonable attorneys’ fees.

B. Government Use

If You are employed by, consult for, or are part of an agency, department, or other entity of the United States Government (“Government”), Your use, duplication, reproduction, release, modification, disclosure or transfer of the Company Materials are restricted in accordance with the Federal Acquisition Regulations as applied to civilian agencies and the Defense Federal Acquisition Regulation Supplement as applied to military agencies. Company Materials are a “commercial item,” “commercial computer software,” and “commercial computer software documentation.” In accordance with such provisions, any use of Company Materials by You or the Government shall be governed solely by the terms of these Terms and any applicable Service Agreement.

C. Export Controls

You shall comply with all export laws and restrictions and regulations of the United States Department of Commerce, United States Bureau of Industry and Security (“BIS”), the United States Department of Treasury Office of Foreign Assets Control (“OFAC”), and all other United States, and similar or applicable foreign agencies and authorities. You agree to comply with applicable Export Administration Regulations (“EAR”). You shall not export, or allow the export or re-export of any part of Company Materials in violation of any such restrictions, laws, or regulations. By downloading or using Company Materials, You agree to the foregoing and represents and warrants that You are not located in, under the control of, or a national, representative, or resident of any restricted country, nor are You directly or indirectly acting as an agent for or representative of nationals, representatives, or residents of any restricted country.

7. Ownership of Materials, Services, and Web Sites

A. Definition

The content displayed upon or generated through any Company Service or web site is collectively referred to as Company Materials.

B. No Rights Granted

Using Our Services does not give you ownership of any intellectual property rights in Our Services or the content you access. You may not use third-party content from Our Services unless you obtain permission from its owner or are otherwise permitted by law. You may only use Company Materials as permitted by Your Service Agreement or these Terms. These Terms do not grant you the right to use any branding or logos used in Our Services. Don’t remove, obscure, or alter any legal notices displayed in or along with Our Services. You must retain and agree not to remove any source attribution, intermediate links or code, or otherwise alter content You access.

C. Third-Party Content

Our Services display some content that is not Ours. This content is the sole responsibility of the entity that makes it available, whether You or a third party. We may review, in our sole discretion, content to determine whether it is illegal or violates Our policies and assume no legal obligation to do so. When it comes to Our attention, through review, complaints, or other means, that content may be illegal or violates Our policies, We may remove or refuse to display content that We believe, in our sole opinion, violates Our policies or the law, or addresses a complaint. We reserve the sole right to remove any content and block any users, upon the receipt of any complaint, regardless of its accuracy, or upon Our own choosing with or without cause. You may not assume that We review content, and in no event shall the appearance or placement of Your or third party content on our web sites or Services constitute any review or acceptance by Us.

D. Ownership of Company Materials

Company Materials and all intellectual property rights in and to Company Materials are and shall at all times remain the sole and exclusive property of Company and are protected by applicable intellectual property laws and treaties. Company reserves all rights, title, and interest in the Company Materials. Without limiting the foregoing, Company shall not be restricted (a) from collecting, storing, analyzing and using the data related to Your use of the Service (the “Resultant Data”); and (b) from analyzing and sharing such Resultant Data on a pseudonymized basis, for enhancing the capabilities of the Services and web sites, tracking Your usage of Our Services, tracking Service performance, producing marketing and sales materials, benchmarking studies, Service development, and other purposes. Without limiting the generality of the foregoing, You acknowledge that all the Resultant Data and any information created/generated in the course of providing Our Services may be recorded, stored, and shared by Company, as permitted by applicable law. We may aggregate such data from multiple users. We own all Resultant Data, which shall be the intellectual property of the Company. To the extent You acquire any rights in the Resultant Data, You hereby unconditionally and irrevocably assign to Company all right, title, and interest in and to the Resultant Data, including all intellectual property rights therein, and grant Company an irrevocable power of attorney to undertake any and all actions necessary to secure Company’s intellectual property rights.

E. Ownership of the Services

The Services, including their “look and feel” (e.g., text, graphics, images, logos), proprietary content, information, and other materials, are protected under copyright, trademark, trade dress, and other intellectual property laws. You agree that the Company and/or its licensors own all right, title, and interest in and to the Services (including any and all intellectual property rights therein) and web sites and you agree not to take any action(s) inconsistent with such ownership interests. We and Our licensors reserve all rights in connection with the Services and their content (other than Content which is solely Yours), including, without limitation, the exclusive right to create derivative works.

F. Ownership of Trademarks

The Company’s name, trademarks, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. Other names, logos, product and service names, designs, and slogans that appear on the Services and Our web sites are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Us.

G. Feedback; Ownership of Feedback

We welcome feedback, comments, and suggestions for improvements to the Services and Company websites, and reports of errors, difficulties, or symptoms thereof, if any (“Feedback”). You agree We are not obligated to provide You with any error correction or support, but may provide error correction and/or support services within our sole discretion.

You consent that all Feedback immediately becomes Company Materials. You acknowledge and expressly agree that any contribution of Feedback does not and will not give or grant You any right, title, or interest in the Services, web sites, or Feedback. All Feedback constitutes the sole and exclusive property of the Company, and the Company may use and disclose Feedback in any manner and for any purpose whatsoever without further notice or compensation to You and without retention by You of any proprietary or other right or claim. You hereby assign to the Company any and all right, title, and interest (including, but not limited to, any patent, copyright, trade secret, trademark, show-how, know-how, moral rights, and any and all other intellectual property right) that You may have in and to any and all Feedback, and grant Company an irrevocable and unrestricted power of attorney to undertake any and all actions necessary to secure Company’s rights.

H. DMCA Notices

For all complaints regarding copyright materials, please see and comply with Our DMCA requirements, here [Ref. 4]. If You fail to comply with all DMCA requirements You agree to be liable to Us for all costs and expenses We incur, including but not limited to reasonable attorneys’ fees.

8. Your User Data

We may maintain certain data that You transmit to Company Services or web sites for the purpose of managing the performance of the Services and web sites and Your use of them. Although We perform regular routine backups of data, You are solely responsible for all data that You transmit or that relates to any activity You have undertaken with Our Services. You agree that We shall have no liability to You for any loss or corruption of any such data, and You hereby waive any right of action against Us arising from any such loss or corruption of such data, as permitted by applicable law.

9. Third-Party Websites, Services, And Content

Our Services and web pages may contain (or you may be sent via the Services or web pages) links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by Us, and We are not responsible for any (i) Third-Party Websites accessed through Company Services or web sites, or (ii) any Third-Party Content posted on, available through, or installed from Company Services or web sites, including but not limited to, for both (i) and (ii), the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by Us.

If You decide to leave Our Services or web sites and access Third-Party Websites or use or install any Third-Party Content, You do so at Your own risk, and You should be aware that Third-Party Websites and Third-Party Content may be subject to terms and conditions different from Ours. You should review all applicable third-party terms and policies, including privacy and data gathering practices, of such websites or applications You use or install. Any purchases You make through Third-Party Websites will be through other websites and from other companies, and We take no responsibility whatsoever in relation to such purchases, which are exclusively between You and the applicable third party. You agree and acknowledge that We do not endorse the products or services offered on Third-Party Websites, and You shall hold Us harmless from any harm caused by Your purchase of such products or services. Additionally, You shall hold Us harmless from any losses sustained by You or harm caused to You or any third party relating to or resulting in any way from Your use of or access to Third-Party Content or Third-Party Websites.

10. Artificial Intelligence

Company Services and web sites, and Company Materials, may contain information or data points powered or generated by generative artificial intelligence (“AI”) technologies (“AI Content”). The Company will indicate, where possible, information or classes of information that were generated or provided by AI. The Company may not be able to identify all AI Content, and is not obligated to do so, and while We attempt to be as accurate as possible in AI Content, AI Content may generate incorrect information. The Company does not warrant that AI Content is accurate, complete, reliable, current, or error-free, and We do not audit AI results. You should always conduct independent verification of AI powered statements and evaluate the accuracy of AI Content available from Company Services or web sites, or via Company Materials. AI Content is not, and You shall not construe nor represent it to be, the Company’s opinion, or legal, financial, or investment advice. Neither the Company nor its content providers are responsible for any damages or losses arising from any use of AI Content. Past performance is no guarantee of future results. You agree that any use it makes of the AI Content is at Your own risk.

11. Use Limitations

A. Country or Locale Limitations

Our Services and the information provided by Our Services or on Our websites are not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Us to any registration requirement within such jurisdiction or country. Accordingly, persons who choose to access the Services or web sites from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

B. Legal and Regulatory Compliance

Company Services and web sites are not tailored to comply with industry-specific regulations, including but not limited to the Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), and similar laws. If Your use or interactions might be subject to such laws, You may not use Our Services or access Our web sites. You may not use Our Services or web sites in any way that would violate the Gramm-Leach-Bliley Act (GLBA), laws, or regulations related to securities or the Securities and Exchange Commission, or any other state or federal law or regulation. You agree that You will be solely responsible for any and all costs and expenses resulting from Your violation of these provisions and shall indemnify Us for all costs and expenses, both first-party and third-party, We may incur, as set forth more fully herein.

12. Warranty Disclaimer

OUR SERVICES, WEB SITES, AND COMPANY MATERIALS ARE PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. YOU AGREE THAT YOUR USE OF OUR SERVICES, WEB SITES, AND COMPANY MATERIALS WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH OUR SERVICES, WEB SITES, AND COMPANY MATERIALS AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF OUR SERVICES, WEB SITES, COMPANY MATERIALS, THEIR CONTENT, OR THE CONTENT OF ANY WEBSITES LINKED TO OUR SERVICES, WEB SITES, OR COMPANY MATERIALS AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY AND YOU AGREE TO HOLD US HARMLESS FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR SERVICES, WEB SITES, OR COMPANY MATERIALS, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICES, WEB SITES, OR COMPANY MATERIALS, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES, WEB SITES, OR COMPANY MATERIALS BY ANY THIRD PARTY, (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA OUR SERVICES, WEB SITES, OR COMPANY MATERIALS, AND/OR (7) RESULTS, CLASSIFICATIONS, RATINGS, CHARACTERIZATIONS, SUMMARIES, OPINIONS, OR SIMILAR CONTENT CONTAINED ON OUR SITE WHETHER EXPRESSED OR PROVIDED BY US OR OTHERS AND/OR GENERATED IN WHOLE OR IN PART BY AI.  WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY, INCLUDING BUT NOT LIMITED TO THOSE ACCESSED  THROUGH ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

13. Section 230 Notice

A. Immunity from Liability

We are an internet interactive computer service provider and are entitled to certain protections and immunity under Section 230 of the Communications Decency Act (CDA), 47 U.S.C. § 230. You are on notice that Section 230 provides certain immunities from suit. You expressly agree that if you undertake an action against the Company and We successfully assert Section 230 immunity then You consent to reimburse Us for all of Our costs and expenses, including reasonable attorneys’ fees, and waive all objections to the payment thereof, as well as for all other costs and expenses We may incur or suffer as a result of Your actions.

B. Notification

Pursuant to Section 230, We notify you that parental control protections (such as computer hardware, software, or filtering services) are commercially available that may assist You in limiting access to material that is harmful to minors. The options are usually available from hardware manufacturers, and options include Bark, Qustodio, Net Nanny, Norton Family, Google Family Link (for Android), and Apple's Screen Time. We do not endorse and cannot recommend any such service, but provide You with this notice of the availability of such protections.

C. Publisher Role

For Services permitting contribution, publishing, or posting of content, comments, press releases, submissions, or any other content (“Submissions”), We reserve the right to remove any Submission in Our sole discretion. With respect to Submissions, We function as a publisher of third-party content, whether the content is Yours or that of another party. You agree that under 47 U.S.C. Section 230, We are immune from suit or liability for the content of all Submissions, and all decisions We make to either publish, withdraw, postpone, alter, display, or remove any Submissions.

D. Publication Decisions

For some Services, including Submissions through Our press release Services, We work with channel partners and other third parties to distribute content as widely as possible. Upon receipt of any complaint or objection to a Submission from a channel partner, third party, or other user, it is Our policy to immediately withdraw or remove the Submission. In instances of violations of Our Terms, AUP, or Service Agreements, or in the case of multiple complaints or objections, We may terminate Your account or Paid Access, in Our sole discretion, or any combination thereof, without refund.

E. Removal Determinations

Due to the volume of Submissions received We may not remove all Submissions subject to complaint or objection. Non-removal of any Submission by Us does not constitute any approval of the Submission or a review of the Submission, and You agree to waive any claim or argument that Our decision to remove or retain a Submission infers any approval or review of it or its contents.

F. Promissory Estoppel

Our relationship with You is determined exclusively by these Terms and any Service Agreement. Any other promise or agreement not contained herein or contained in a written document signed by one of Our corporate officers, on letterhead, and expressly citing this Section, shall be deemed to constitute, and You agree to waive arguing that it constitutes, any additional agreement or promissory estoppel between You and Us.

14. Limitations of Liability

TO THE EXTENT NOT PROHIBITED BY LAW, YOU AGREE THAT IN NO EVENT WILL THE COMPANY, ITS SUBSIDIARIES, AFFILIATES, AND ALL OF OUR RESPECTIVE DIRECTORS, OFFICERS, AGENTS, PARTNERS, AND EMPLOYEES, (COMPANY ENTITIES) BE LIABLE FOR (A) DAMAGES OF ANY KIND, INCLUDING DIRECT, INDIRECT, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, LOSS OF USE, DATA OR PROFITS, BUSINESS INTERRUPTION, LOSS OF GOODWILL, DAMAGE TO REPUTATION OR ANY OTHER DAMAGES OR LOSSES) HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, WHETHER UNDER THESE TERMS OR OTHERWISE ARISING IN ANY WAY IN CONNECTION WITH THE SERVICES, OUR WEB PAGES, CONTENT POSTED TO OR APPEARING THEREON, OUR DECISION TO PUBLISH, REFUSE TO PUBLISH, OR RETRACT CONTENT, OR THESE TERMS AND WHETHER IN CONTRACT, STRICT LIABILITY OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) EVEN IF THE COMPANY ENTITIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE, (B) ANY OTHER CLAIM, DEMAND OR DAMAGES WHATSOEVER RESULTING FROM OR ARISING OUT OF OR IN CONNECTION WITH THESE TERMS, OUR SERVICES, OUR WEB SITES, COMPANY MATERIALS, OR THE DELIVERY, USE OR PERFORMANCE OF THE SERVICES, WEB SITES, OR MATERIALS, AND/OR (C) ANY RESULTS, CLASSIFICATIONS, RATINGS, CHARACTERIZATIONS, SUMMARIES, OPINIONS, OR SIMILAR CONTENT CONTAINED ON OUR SITE WHETHER EXPRESSED OR PROVIDED BY US OR OTHERS AND/OR GENERATED IN WHOLE OR IN PART BY AI. THE COMPANY ENTITIES’ TOTAL LIABILITY TO YOU FOR ANY DAMAGES FINALLY AWARDED SHALL NOT EXCEED THE LESSER OF ONE HUNDRED DOLLARS ($100.00), OR THE AMOUNT YOU PAID THE COMPANY OR ITS AFFILIATES IN THE PAST SIX (6) MONTHS FOR THE SERVICES (OR OFFERINGS PURCHASED ON THE SERVICES) GIVING RISE TO THE CLAIM. THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE-STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

15. Indemnification

A. Third-Party Indemnification

You agree to defend, indemnify, and hold Us harmless, including Our subsidiaries, affiliates, and all of Our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) Your use of Our Services, web sites, or Company Materials; (2) Your submission of any materials, content, or press releases to us; (3) breach of these Terms; (4) any breach of Your representations and warranties set forth in these Terms; (5) Your violation of the rights of a third party, including but not limited to intellectual property rights; and/or (6) any overt harmful act toward any other user of Our Services, web sites, or Company Materials. Notwithstanding the foregoing, We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which You are required to indemnify us, and You agree to cooperate, at Your expense, with Our defense of such claims. We will use reasonable efforts to notify You of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it. You agree to be responsible for all costs and expenses, including reasonable attorneys’ fees, that We incur in defending or controlling any such claim.

B. First-Party Indemnification

You agree to defend, indemnify, and hold Us harmless, including Our subsidiaries, affiliates, and all of Our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, resulting from Your use of the Services, Your activity, Your claims, or any legal or other action taken by You against Company, due to or arising out of: (1) Your use of or access to Our Services, web sites, or Company Materials; (2) Your submission of any materials, content, or press releases to us; (3) breach of these Terms; (4) any breach of Your representations and warranties set forth in these Terms; (5) Your violation of the rights of a third party, including but not limited to intellectual property rights; (6) any overt harmful act toward any other user of Our Services, web sites, or Company Materials; and/or (7) any claims or legal or other action You take against Company in which You are ultimately unsuccessful. You agree to be responsible for all costs and expenses, including reasonable attorneys’ fees, that We incur in defending or controlling any such claim, regardless of outcome, unless Our recovery is prohibited by law.

C. Third Party Action

In no event shall We be liable to You for any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, incurred by You in any defense or claim by a third party against You and You expressly waive the right to make such claim against Us, interplead Us, add Us as a co-defendant or cross party, or include Us as a party in any action against You in any capacity.

16. Specialty Services; User Generated Contributions

Certain Company Services, and third-party services used by the Company, including but not limited to Discord, may invite You to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide You with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to Us or on the Site, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Site and through third-party websites. As such, any Contributions You transmit may be treated as non-confidential and non-proprietary. When You create or make available any Contributions, You thereby represent and warrant that:

The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of Your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.

You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize Us and other users to use your Contributions in any manner contemplated by Us and these Terms.

You have the written consent, release, and/or permission of each and every identifiable individual person in Your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of Your Contributions in any manner contemplated by Us and these Terms.

Your Contributions are not false, inaccurate, or misleading.

Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.

Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by Us in our sole discretion).

Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.

Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.

Your Contributions do not violate any applicable law, regulation, or rule.

Your Contributions do not violate the privacy or publicity rights of any third party.

Your Contributions do not violate any applicable law concerning child pornography, or are otherwise intended to protect the health or well-being of minors.

Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.

Your Contributions do not otherwise violate, or link to material that violates, any provision of these Terms, or any applicable law or regulation.

Any violation of the foregoing violates these Terms and may result in, among other things, termination or suspension of your Account and rights to use our Services or access our web sites, and subject you to liability as set forth herein.

17. Specialty Services; Contribution License

By posting any Submission or Contribution to any Company Service or web site, You automatically grant, and You represent and warrant that You have the right to grant, to Us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, Your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media format and through any media channels.

Your license to Us will apply to any form, media, or technology now known or hereafter developed, and includes Our use of Your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images You provide. You waive all moral rights in your Contributions, and You warrant that moral rights have not otherwise been asserted in Your Contributions.

We do not assert any ownership over Your Contributions. You retain full ownership of all of Your Contributions and any intellectual property rights or other proprietary rights associated with Your Contributions. We are not liable for any statements or representations in Your Contributions provided by You. You are solely responsible for Your Contributions and expressly agree to indemnify Us and hold Us harmless from any and all responsibility for Your Contributions and waive Your right to institute or conduct any legal action against Us regarding Your Contributions.

We have the right, in Our sole and absolute discretion, (1) to edit, redact, or otherwise change any Contributions; (2) to re-categorize any Contributions to place them in more appropriate locations; and (3) to pre-screen or delete any Contributions at any time and for any reason, without notice. We have no obligation to monitor Your Contributions.

18. Term and Termination

A. Effect and Termination

These Terms shall remain in full force and effect while You use Our Services or access Our web sites or Company Materials, and after suspension or termination of Your Account or access for any and all actions taken by You while You maintained an Account, used Our Services, or visited Our web sites. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES, WEB SITES, AND COMPANY MATERIALS (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO YOU OR ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE, ACCESS TO, OR PARTICIPATION IN COMPANY SERVICES, COMPANY WEB PAGES, AND COMPANY MATERIALS AND DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.

B. Suspension or Partial Termination

We may, at Our sole discretion, suspend or terminate Your access to all Company Services or web pages, or only to portions of Company Services. Suspension or Termination of portions of Company Services shall not be deemed to be approval or acceptance of Your use of remaining Services or access to remaining web pages. As We have millions of customers, data points, and content documents, it is not possible to audit or review all of them for compliance with Our Terms, AUPs, or Service Agreements. Our access decisions are made within Our sole discretion.

C. Prohibitions

If We terminate or suspend Your Account or Paid Account for any reason, You are prohibited from registering and creating a new account under your name, a fake or borrowed name, an affiliate, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending Your Account or Paid Account, We reserve the right to take appropriate legal action, including without limitation pursuing civil and injunctive redress or referring the matter for criminal investigation. We reserve the right to refuse to refund any amounts You paid up to the time of termination, as permitted by law.

19. Injunctive Relief

You agree that a breach of these Terms or any Service Agreement will cause irreparable injury to the Company for which monetary damages would not be an adequate remedy and the Company shall be entitled to equitable relief in addition to any remedies it may have hereunder or at law without a bond, other security or proof of damages. You specifically waive any requirement of a bond and consent to the entry of injunctive or similar relief, and must post a bond for Our anticipated costs, expenses, and attorneys’ fees prior to seeking any equitable relief.

20. Dispute Resolution; Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms (each "Dispute" and collectively, the “Disputes”) You bring, You expressly agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating any legal action. Such informal negotiations commence upon written notice from You to Us and shall be a condition precedent to Your initiation of any legal process.

21. Governing Law and Jurisdiction

This Agreement shall be governed by and construed under the laws of the District of Columbia without giving effect to the principles of conflicts of law and without application of the UN Convention on Contracts for the International Sale of Goods. You agree that Our Services and web pages are provided within the District of Columbia. All disputes arising in connection with this Agreement shall be subject to the sole and exclusive jurisdiction and venue of the state and federal courts located in the District of Columbia. You agree to exclusive jurisdiction and venue in the District of Columbia and waive all objections thereto. You agree to reimburse Us for all costs and expenses incurred by Us, including but not limited to costs and reasonable attorneys’ fees, incurred by Us in the enforcement of this section. You waive the right to file or participate in a class action against Us.

22. Anti-SLAPP Protections

As noted above, these Terms and Your relationship with the Company are subject to the exclusive law and jurisdiction of the District of Columbia. The District of Columbia had adopted anti-SLAPP protections. You are advised to review these before attempting to undertake any actions against Us.

23. False Notices; Improper Suits

In the event you provide a False Notice of infringement, engage in improper or nuisance suits against the Company, and/or engage in attempts, whether through legal process or otherwise, to interfere with any classifications, ratings, characterizations, summaries, opinions, or similar content or actions on Our web sites or in Our Services, or attempt to block our right to engage in such, You consent to post a bond for Our anticipated legal expenses in defending any such action, agree to the entry of an injunction against You waiving any bond by Us, consent to service from Us at your contact information provided when you open an Account, and agree to fully reimburse Us for any and all expenses, including reasonable legal fees in our defense or prosecution of any action against You. We reserve the right, in our sole discretion, to exercise Our option to have any settlements be declared voidable and unenforceable.

24. Electronic Communications

Visiting Our web sites, using Our Services, accessing Company Materials, sending Us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and You agree that all agreements, notices, disclosures, and other communications We provide to You electronically, via email and on the web sites or through the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA OUR SERVICES OR WEB SITES. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction that require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

25. No Waiver

No waiver of Company rights, or any provision of these Terms or any Service Agreement, shall constitute a subsequent waiver of any such right. All waivers must be in writing.

26. Severability

In the event that any term of these Terms or any Service Agreement is held by a court to be unenforceable, such provision shall be limited or eliminated to the minimum extent necessary so that these Terms and any Service Agreement shall otherwise remain in full force and effect and enforceable. In the event any provisions are limited or eliminated all remaining terms in these Terms and any Service Agreement shall be interpreted in a manner to preserve the relative rights and obligations of the parties.

27. Force Majeure

You agree that Company is not responsible for anything resulting from events beyond Company’s reasonable control, including, but not limited to, acts of God, war, insurrection, riots, terrorism, crime, labor shortages (including lawful and unlawful strikes), embargoes, postal disruption, communication disruption, failure or shortage of infrastructure, or shortage of materials.

28. No Transfer

You may not assign or transfer these Terms, an Account, or any Service Agreement, (or any part hereof), including, without limitation, in connection with Your merger, sale, or other change in control or sale of Your assets relating to this Agreement or by operation of law, without the prior written consent of the Company. Company shall have the right to freely assign or otherwise transfer this Agreement and Terms (in whole or in part).

29. Notices

All notices required or permitted under this Agreement will be in writing and will be sent

(i) if to Company: Newsmatics Inc., 1025 Connecticut Avenue NW, Suite 1000, Washington, DC 20036, USA

(ii) and if to You, such address as You provided to Us on creating an Account or Paid account.

30. Entire Agreement; Merger

These Terms, and all other Company Terms and Agreements cross-referenced herein, constitute the complete agreement between the parties hereto concerning the subject matter of these Terms and replace any prior oral or written communications between the parties with respect thereto. These Terms may only be modified by a written document executed by the parties hereto, and for Company, an officer of the Company.

31. Special Terms for Users Based in Ireland

These provisions apply to any User located in the Republic of Ireland or any User whose account, billing, or transaction is handled through Newsmatics Limited.

A. Governing Entity

All Services are, and shall remain, owned and operated by the Company. For Users located in Ireland, marketing, promotion, sales, invoicing, and payment-related functions shall be carried out by Newsmatics Limited, a subsidiary of the Company incorporated under the laws of Ireland, acting as a limited-risk distributor in the Republic of Ireland.

B. Currency and Invoicing

By default, Users located in Ireland shall receive invoices issued by Newsmatics Limited denominated in United States Dollars (USD) unless otherwise specified in writing. Users expressly acknowledge and agree that: (i) payment for Services is due in USD unless otherwise specified in writing; (ii) invoices for such Services shall be issued by Newsmatics Limited and payments shall be made directly to Newsmatics Limited; and (iii) any applicable taxes (including Irish VAT) shall be calculated and applied in compliance with Irish tax requirements, using appropriate currency conversion standards as mandated by law.

C. Application of These Terms

These Terms, and all of Our Agreements, apply to all Users worldwide, including those located in Ireland and/or whose account, payment, or transaction is processed by Newsmatics Limited. By using any Service, You expressly agree that these Terms apply to You in their entirety, regardless of whether You deal directly with the Company or with Newsmatics Limited.

D. Governing Law and Jurisdiction

The governing law and jurisdiction provisions set forth in Section 21 apply to all Users, including those located in Ireland. The fact that invoices are issued by Newsmatics Limited or payments are made to Newsmatics Limited shall not alter or modify this jurisdictional framework.

E. No Limitation of Rights

The involvement of Newsmatics Limited in any transaction or Service, including as the invoicing and payment recipient, shall not limit, restrict, or waive any rights, remedies, or protections of the Company under these Terms or any of Our Agreements, all of which remain enforceable to the fullest extent permitted by law.

 

Last update: September 30, 2025.

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